© 2023 by Strategic Consulting

Our Expertise

Let us help you with your next finance application.
We specialise in all forms of finance and we welcome Pre Approval applications.
All our customers are referred by happy clients. 
BC Home Loans Pty Ltd ACN 122 541 799 (Australian Credit Licence Number 493816). 

Home Loans

 

Buying a home can be a daunting experience. With over 30 lenders competing for your Business how do you really know if you are getting the best deal? Well BC Home Loans have the expertise, knowledge and software to assist you get the best deal you can from a variety of different lenders. We also follow the process right through from application to approval to document sign up and settlement. We offer recommendations to suit your needs.

 

 

Investment Loans

 

Looking at increasing your property portfolio? Maybe have some equity in your home you're not sure what to do with? Has an accountant mentioned tax relief for you...if so an Investment Home could be the right option for you. At BC Home Loans we will recommend what your premium price range is and also look at your total lending picture to see if it is structured correctly....Interest Only or Principal and Interest, Fixed or Variable - The options are easily explained with no brokerage fees charged.

First Home Buyers

 

The question we always get is How much can I borrow? and How much deposit do I require? We will find out and can help you understand the process. Furthermore if you cant get a loan right now we will put steps in place to ensure you can get your first home in the near future. We will get the loan approved and lodge the First Home Buyers Grant to ensure it is available at settlement. Some first home buyers are lucky to have parents or family offer a Guarantee - we can explain how these work and get the loan approved.

Equity Loans

 

Loan Reviews

Whether it be a loan that you have had for many years or a recently approved loan, please feel free to let us do a Health Check to see if there is a better option out there for you. One of the reasons we have so many repeat clients is we have a review system in place to ensure you are still getting the best rate even at your current lender.

 

Do you have equity in your home and want to unlock it for any worthwhile purpose? Maybe you want to set up an ongoing facility that only charges interest on the amount you borrow? Most Lenders offer Equity Loans or Lines of Credit. Make sure you are not paying too much for the privilege by seeking the services of BC Home Loans.

Debt Consolidation

You have a loan, maybe you have personal, store or credit card debts that are getting you down. Consolidating all debt in the one loan can save you thousands on a home loan interest rate.

Or do you have a loan that hasn't been reviewed for a while? - The market changes constantly and the loan you received a few years ago may no longer be the best for you.